Hi, nice that you found cryptolender.blog on the World Wide Web. Not that easy with around 1.72 billion websites. I’m Ben and the author of cryptolender.blog. On my blog I want to share my experiences around crypto lending. At worst as a warning and at best as useful experience for this still young credit business.
Now some more information about me. I’m in my 30s and I work in the IT industry. With my girlfriend and a red tomcat I live on an old farm in NRW. I studied abroad, ran a company there for 15 years as a partner and have been personal intensively involved in finance since 2020. In addition to stocks, ETFs, and P2P lending, I’ve developed a particular enjoyment for crypto-lending, and on top of that, I think it’s a promising investment class for the future.
How do I invest?
Do I invest all my money in cryptocurrencies? Of course not and I wouldn’t advise that to anyone. Cryptocurrencies, like P2P loans, are an absolute risk business. I only invest part of my money here. Otherwise, I mainly invest in ETFs and stocks. I also play a bit with P2P loans and read up on real estate crowdfunding.
Why Crypto Lending?
Unlike other lending transactions, with crypto-lending it is certain that a loan can be repaid. This means that the borrower is always liquid and can service the loan at any time. As a result, crypto-lending raises fewer moral questions in my mind than other lending transactions. But I don’t mean to badmouth other asset classes. That said, I have the fewest moral qualms with crypto-lending.